Senior Housing Advocate

 

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Specializing in Assisted Living, Adult Homes and Alzheimer's Care.

Senior Housing Advocate

 

What happens if my mom runs out of money?

In most assisted living facilities, when a resident runs out of money, they will be quite sympathetic but at the same time inform you that you should probably start looking for a more affordable home. This can be very unsettling; your mom has made friends, she is comfortable with the staff and you are happy with the care. This is why such questions should be addressed beforehand. Inquire as to what kind of rates are involved and how long your mom will be able to afford it. There are many homes that guarantee that if money runs out, they will help your mom apply for SSI and either take that as full or supplemental payment. I have even found homes that I know will never ask a resident to leave when they run out of funds - they are rare, but they are out there. This is my job: to find you a home where you will never have to worry about this problem.

Assisted living FAQ: (Click on a question below to learn more.)

  1. What should I look for in an assisted living facility?
  2. My mom does not have a lot of money, but I feel assisted living would benefit her greatly. Are there any options?
  3. What is the difference between an "all-inclusive" facility and a home that talks about "levels of care?"
  4. My mom is thinking of assisted living and is not sure if she can handle having a roommate, but it really brings down the cost. What do you think?
  5. Everyone tells me to be wary of "Adult Homes" and stick to Assisted Living.
  6. Will my mom have to move out of assisted living if her medical needs change?
  7. What happens if my mom runs out of money?
  8. My mom has been diagnosed with Alzheimer's dementia. Does she need a "locked unit?"
  9. I hear a lot about "community fees." What are they?
  10. Reasons to think about assisted living and why adult care may be warranted.

 

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